Automate Positive Pay
File Exchanges with Banks

Check Payment

Positive Pay is an automated cash-management service employed to mitigate the risk of check fraud.  It helps a company that issues checks to ensure that no fraudulent checks are presented to the issuer’s bank, thus avoiding financial loss.

Many financial institutions offer Positive Pay services to combat fraud, including JPMorgan Chase, Bank of America, Wells Fargo, Citi Bank, and more.  Chances are that your financial institution offers Positive Pay services to protect your checks from fraudulent use.


Though banks offer online portals to manually enter Positive Pay records, most also offer direct transmission through SFTP. Securely Uploading Positive Pay files to banks is a process that is easily and securely automated by Diplomat MFT, freeing up company time for more important activities.

Automating the delivery of check issue and exception report files with banks can save time and money.  With Diplomat MFT, you can easily set up secure  file transfers to any financial institution and rest easy that the files will be sent, protecting your company from financial loss due to check fraud. With full auditing, data archiving, and delivery notifications over email, Slack, or Microsoft Teams, you will always stay informed and secure.

There is no need to waste any employee’s precious time with manual transfers, nor run the risk of human error for those transfers.  For a fraction of the cost of developing and maintaining your own scripts to handle the automation of Positive Pay files to banks, Diplomat MFT offers a complete solution at the best value.

  • Secure the Positive Pay file delivery to Banks. 
    Diplomat MFT automatically sends files securely with the SFTP, SSH Client Key Authentication, and OpenPGP encryption.  With the industry’s strongest cryptography, you can rely upon Diplomat MFT to protect the sensitive files that are sent when sending files to banks using SFTP.
  • Automate the file delivery process.
    Use Diplomat MFT’s robust scheduler, you can easily configure when to send your files using SFTP, SSH Client Key Authentication, and OpenPGP to Banks.  Whether it is a once-a-day transfer, or periodically throughout the day, or even on-demand file transfers, the Diplomat MFT scheduler supports your needs.  Diplomat supports calendar exclusions so files are not transferred on bank holidays.
  • Visibility into Workflows
    Diplomat MFT provides visibility into your workflows so you never have to wonder if files were delivered. With full audit trails, file archiving, and notifications over email, Slack, or Teams, Diplomat MFT has you covered when transferring files to Banks  using SFTP, SSH Client Key Authentication, and OpenPGP encryption.
  • World class support.
    With the highest customer support ratings in the industry, Coviant Software has you covered.  If you run into problems with connectivity to Banks or need help with your complex workflows, our friendly and knowledgeable support staff are ready to help.

Diplomat MFT is the perfect tool to automate and secure your Positive Pay and Exception Report file transfers with Banks.  Mitigate the risk of check fraud and increase your operational efficiencies while maintaining the highest levels of security and compliance.